Disconnect from the Internet. Pull your ethernet cable or turn off
your modem -- whatever it takes. Start Money, click below the
password field to select "I want to sign in to Money directly,
without access to all online services." then click Next.Disconnect from the Internet. Start Money, and log in offline.
Do not attempt to change your LiveID. If you
already changed your LiveID, use the credentials that were in
effect at the time that you saved that Money file.
To remove the Live ID in Money 2006 or later, go to
File-PasswordManager, and choose to remove your LiveID. To remove
or add a conventional password, also see File->PasswordManager.