For US Money Plus Deluxe, once you are logged in to your Money file you can change passwords with File>Password Manager. Other versions have a similar facility. Money allows either a Windows Live ID password or a Money password, but you should
only use a Money password because Money no longer connects to the Live ID servers.
You always need your password to access your money file. Do not loose it! There are services that claim to be able to recover Money passwords, but they just automate the process of trying different guesses. Unless you have a simple password
they could take a very long time.
Bill Becker