You may be able to get into your file with your current installation. Disconnect from the Internet. Pull your ethernet cable or turn off your modem -- whatever it takes. Start Money, and click below the password field to select "I
want to sign in to Money directly, without access to all online services." then click Next. You must use the credentials in effect when he file was saved. Do
not use the new password, but use the old one.
I you get into your file, remove your LiveID. Do not attempt to change your LiveID. To remove the Live ID, go to File-PasswordManager, and choose to remove your LiveID. To remove or add a conventional password, also see File->PasswordManager.