You mean Insights. I presume you have an icon in your tray which you can click. Choose Settings. Un-tick everything to turn things off.
I can also help with the password + email thing.
It sounds as if you can get into your file. You should
remove your LiveID. Do not attempt to change your LiveID. If you
already changed your LiveID, use the credentials that were in
effect at the time that you saved that Money file. To remove the
Live ID, go to File-PasswordManager, and choose to remove your
LiveID. To remove or add a conventional password, also see
File->PasswordManager.
If you continue to have problems, tell us more.
Is this Sunset?
Were you using Money Plus earlier, or did you just start?
Is this a recent install/reinstall?
How are you expecting to get downloads from your bank? Via its website?