One other possibility is that you upgraded Money to a newer version sometime in the distant past and have forgotten about that. Trying to open a file made with a newer version sometimes results in Money giving the "incorrect password" error. Do
you maybe have a disk from a newer version of Money?
If you can still use Money on your old computer, open it and go to Help>About to see the version. Money 2001 was version 9.
If that is the root cause, there are some options for regaining access. Post back with what you find.
Bill Becker